TREAT YOURSELF TO THAT SOMETHING EXTRA

APPLY FOR A SMALL CASH LOAN TODAY

Whether you need to replace something urgently or you just want to treat yourself, apply for a quick cash loan for your shopping needs. Shopping Loans are fast and simple we can assess your application fast and have the money in your bank account.

Subject to lending criteria and suitability checks. Terms and fees apply. Loans between $500 and $5,000. Payment made within 1 hour for contracts approved and accepted by 2pm AEST on business days. Subject to your Financial Institution. Maximum credit amount only available for existing customers with a successful repayment history.

HOW IT WORKS

STEP 1

The first step is to complete the easy online application. There aren’t as many steps as you think! Plus it’s automated to supply your information. With your permission of course!

STEP 2

The second step is automated through our intelligent software that can give you a decision in a mere matter of minutes! We think that’s pretty fast!

STEP 3

The third and final step could see your loan, sitting in your bank account, ready to use. Now that’s a simple process!
Apply Now
flash money loan
Here are some of reasons you may need a shopping Loan from us: Purchase some clothing, Books, music, movies,Games, Consumer electronics , Shoes, Cosmetics , Food and drinks, Stationary & hobby, supplies, Bags & accessories, Drugstore products , Household appliances
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FEE & CHARGES

Fees and charges are made crystal clear so you’re always Ready in a Flash!

Mini Flash Loan Fees
(If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply

Super Flash Loan Fees
(If the principal amount you borrow in between $2,001 and $5,000) You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply.

Mini Flash Loan Fees
(If the principal amount you borrow is between $500 and $2,000) You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply

Mini Flash Loan Fees

Loan Fees And Charge
Establishment Fee Payable once off per loan
20% of principal
Monthly Loan Fee Where there is an outstanding debt balance, charged per month of part thereof
4% of principal per month
Fees that may apply
Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable
$20.00
Default Fee Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default
$5.00
Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs
$20.00
Apply Now

Super Flash Loan Fees
(If the principal amount you borrow in between $2,001 and $5,000) You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply.

Super Flash Loan Fees

Loan Fees And Charge
Establishment Fee Payable once off per loan
$400.00
Interest Rate This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan
47.6185% p.a.
Comparison rate*
65.6597% p.a.
Fees that may apply
Dishonour Fee Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost
$20.00
Reschedule Fee Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs
$20.00
Apply Now

Contact us

if you have any question please don’t hesitate to contact us


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    Do you need a loan for something else?